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After the Fact


After the Fact is a podcast from The Pew Charitable Trusts that brings you data and analysis on the issues that matter to you—from our environment and the sciences, to larger economic trends and public health. Experts from Pew and other special guests discuss the numbers and trends shaping some of society’s biggest challenges with host Dan LeDuc, then go behind the facts with nonpartisan analysis and stories.

Dec 23, 2020

Stat: 12 million: The number of Americans who use payday loans each year.

Story: Payday loans can help people facing an unexpected financial crunch—but can also bring unexpected problems. Ohio adopted an innovative new law to protect consumers who were being dragged into a cycle of debt by the very loans they thought would help them. We learn more from Nick Bourke, who directs Pew’s consumer finance work, and Pastor Carl Ruby, who saw the downside to the loans and helped lead the fight to change the law.